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Finance

A financial guide for first gen hispanic community

There are a number of things to consider when you move to the United States: culture, legal steps and financial considerations. The financial aspect might be one area where you need to pay close attention to.

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What are my financial liabilities?

Your balance sheet and all the financial tools you have are useful to understanding your net worth, but what are your liabilities?

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What is Debt to Income (DTI)?

When you apply for a loan, a key indicator when evaluating your profile is the DTI. This ratio is calculated by dividing your total debt by your gross income.

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Which IRA is for me?

It is never too early to start thinking about retirement, but when it comes to Individual Retirement Accounts (IRA), which is tailored to your needs? In this article you will find out everything about Roth and traditional IRAs.

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Is my emergency fund sufficient?

Emergency funds are a powerful tool to manage your finances. Having an emergency fund will help you with unforeseen expenses and avoid borrowing money with interest.

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Three Things You Need To Know About The Third Stimulus Check

President Joe Biden and the Democratic Party have proposed to give Americans a third round of $1,400 stimulus checks as part of President Biden’s $1.9 trillion coronavirus relief package.

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Staying accountable with your finances

When managing your finances, it is important to create a benchmark that allows you to stay accountable.

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5 Best tips for budgeting

With the more financial challenges ahead due to COVID-19, now might be the right time to think about how you want to spend your money.

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New Year’s financial resolutions for 2021

Do not forget the importance of financial resolutions! Here are some helpful tips to get you started.

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