OUR STORY

We are here to help you make smarter decisions about all your financial needs.

Crediverso is a family-owned company founded in 2019 to help people take control of their financial future. Every year, millions of consumers are denied by banks and credit card companies with little to no access to financial information in Spanish.

We are here to give you all the tools you need to make the right financial decisions. Crediverso makes it easy and free to compare the best options for financial products and services. We save you time by offering you easy to use comparison tools to help you find the best suited credit card, credit score and loan offers. We provide easy-to-access, bilingual tools that help consumers understand complex financial decisions like how to apply for a mortgage loan. We also offer tons of educational resources including a step-by-step guide on how to get a free credit report. We provide independent and unbiased reviews about financial products, all written by top experts in the finance field. Our goal is to help you make safer, more confident financial decisions and ultimately save more money.

OUR MISSION

To be the trusted financial resource for the Hispanic community. We understand the need to provide quality, informational and easy to use financial products and services. We believe in helping people make smarter financial decisions that will shape the future of our community.

Meet the Founder

Carlos Hernandez
Founder & CEO

Carlos grew up in a Mexican-American family in Los Angeles that has long served the Latino community. He is an accredited attorney in California and holds three degrees from Harvard. He gave up a career on Wall Street to dedicate his time to building Crediverso. Charlie is committed to helping the Latino community better understand and gain access to information about their financial options.

Our Team

At Crediverso the team’s background is a representation of our communities. We are a diverse team of 20 employees and still growing. Our experienced professionals are impowered by our social mission.

Charlie-min
FOUNDER

Carlos “Charlie” Hernandez

Esther-min
Operations

Esther Kim

Eliana Murillo-min
Marketing

Eliana Murillo

marketing

JP Slater

marketing

Geena Urango

marketing

Jon Tollefson

Remittance

Salvador Mendoza

Remittance

Amir Farry

Yoon_Harris-min
Credit Cards

Harris Yoon

brian-min
Credit Cards

Brian Chung

pasakron-min
Credit Check

Pasakorn Komutikanon

Credit Checks

Frank Olivera

Orlando Rubio-min
Finance

Orlando Rubio

Engineer

Edwin Gutierrez

Engineer

Javier Valdez

Engineer

Ricardo León

Engineer

Adrian Legaspi

engineer

Arturo Delgado

FOUNDER

Carlos “Charlie” Hernandez

Charlie grew up in a Mexican-American family in Los Angeles. He is an accredited attorney in California and holds three degrees from Harvard. He gave up a career on Wall Street to found Crediverso. Charlie is committed to helping the Latino community get more access to information about personal finance.

Operations

Esther Kim

Esther Kim is a California accredited attorney as well as a registered patent attorney and electrical engineer. Esther comes to Crediverso with six years of experience in the legal and operations field and currently manages about fifteen employees across five different teams. She was raised in El Paso, Texas in a predominantly Latino community and joined Crediverso to help the Latino community get more access to financial information.

Marketing

Eliana Murillo

Eliana Murillo is the founder of multicultural marketing at Google. While there, she collaborated across product marketing teams to develop culturally-relevant strategies to engage diverse users and business owners with the mission of increasing their access to technology. She is also the co-founder of the Latinos in Tech Giving Circle. She is a graduate of Harvard College and was included in the Forbes 30 Under 30 List in 2017.

marketing

JP Slater

marketing

Geena Urango

I grew up in Southern California and come from a Mexican-American family. I have a Master’s from USC in Communication Management with an emphasis in Digital Marketing. I have worked in Digital Marketing and Social Media Management for over 10 years. I also play professional Beach Volleyball on the domestic AVP Tour and internationally on the FIVB.

marketing

Jon Tollefson

Jon is a rising senior at Harvard College studying Sociology and the History of Science. He comes to Crediverso with experience working with startups, and his most recent work has been freelance web and graphic design. Outside of the office, he is a fitness enthusiast and music producer.

Remittance

Salvador Mendoza

Sal Mendoza comes to Crediverso with over 15 years in web development and Agile project management. Sal started his career in technology in the financial sector in New York City with OppenheimerFunds, Inc. Most recently, as an independent consultant, Sal has led a vast number of projects ranging from ERP System migrations to e-commerce platform development. Sal is originally from El Salvador.

Remittance

Amir Farry

Amir is an MBA Candidate at UCLA Anderson and an L.A. native. Previously, he worked on Wall Street in financial advisory, investment banking, and investment research. Amir gave up his career on Wall Street to promote financial inclusion and is passionate about serving the Hispanic community. He holds a Bachelor of Science from the NYU Stern School of Business.

Credit Cards

Harris Yoon

Harris has experience as an entrepreneur founding a marketing consulting firm to provide digital marketing strategies to startups in London, and as a product manager developing mobile apps and websites in South Korea. He is pursuing his MBA degree at UCLA Anderson.

Credit Cards

Brian Chung

Brian comes to Crediverso with ~4 years of experience across service design and project management in the banking industry. Currently, Brian is pursuing his MBA degree at UCLA Anderson with a focus on Technology and Entrepreneurship.

Credit Check

Pasakorn Komutikanon

Pasakorn joins Crediverso with experience developing FinTech products and risk models for over seven years.

Additionally, his expertise includes implementation of trading platforms and back-end API integration.

Currently, Pasakorn is pursuing an MBA at UCLA Anderson.

Credit Checks

Frank Olivera

Frank Olivera comes to Crediverso with over five years of experience in banking, consulting and VC, focusing on financial organizations. Frank is currently pursuing his MBA at UCLA Anderson School of Management.

Finance

Orlando Rubio

Orlando comes to Crediverso with 7 years of experience in investment management at the Central Bank of Colombia, where he analyzed investment opportunities across different industries. He is a CFA Charterholder interested in financial inclusion. Currently, he is pursuing an MBA at UCLA Anderson School of Management.

Engineer

Edwin Gutierrez

Edwin Gutierrez is an Operations Manager at ArteDigital (Creative Software International). He started as a software engineer in 2001 developing web and mobile applications for different verticals. In 2010, he moved to managing projects, working with local and remote teams. He mainly oversees Development, HR/recruiting and Billing, providing them all the software development resources needed for success.

Engineer

Javier Valdez

Javier Valdez is a WordPress developer in Digital Art with six years of experience in front end, back end, api development and mobile development. He is versed in several different programming languages such as java, php, C#, javascript and python.

Engineer

Ricardo León

Ricardo León is a computer systems engineer who has worked on several different projects involving web and mobile platforms. He is a full stack developer specializing in Microsoft and Open source technologies for different industries. He graduated from the Instituto Tecnológico de Tijuana in Tijuana, Mexico.

Engineer

Adrian Legaspi

Adrian Legaspi is a full stack software developer with five years of experience. His focus is integrating web, mobile and desktop applications with web technologies. He is proudly from Tijuana, Mexico and graduated with a degree in Information and Communication Technologies from the Universidad Tecnológica de Tijuana.

engineer

Arturo Delgado

Arturo has been passioned about having systems reaching their maximum potential, focused on details and quality. Arturo has more than 5 years working with financial software systems first as a BA and then he specialized as a QA Engineer. Graduated as an Accountant but in love with software testing from the beginning.

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