Being able to get a credit card will largely depend on your current credit score and credit history. If you have a good credit history and excellent credit score, you will most likely get any credit card with no major issue. You will also be able to choose among a large variety of credit cards. On the other hand, if you lack credit history and have a poor or no credit score at all, your options will be limited and the challenge to get a credit card will be harder.
Do not be discouraged though, getting a credit card is a great tool to build credit, as you can see in this article. There are options out there for you if you need help getting a credit card, and we will tell you about some of those options in this article.
Oakstone Gold Secured Mastercard
Annual Fee | $39 |
APR | 13.99% variable |
Credit Line | $200 – $5,000 |
This credit card does not require a credit score to apply. The annual fee is lower than the Platinum version and the APR is slightly higher, but it is still low compared to the market average. You will have real-time access to your credit score and a credit line from $200 to $5,000.
Oakstone Platinum Secured Mastercard
Annual Fee | $49 |
APR | 9.99% variable |
Credit Line | $200 – $5,000 |
With this card you will have access, in real-time, to your credit score. To apply, a credit score is not required, alongside a fast and easy application process. Your credit line can go anywhere from $200 to $5,000.
OpenSky Secured Visa Credit Card
Annual Fee | $35 |
APR | 17.39% variable |
Credit Line | Starts at $200 |
With this credit card, a credit score is not required. The main requirements are a Social Security Number, proof of income and a mailing address located in the US. The initial deposit can be as low as $200, which will become your credit line.