General Agreement. By using the website and mobile applications (website and mobile applications) provided and maintained by Crediverso, Inc., d/b/a Crediverso, Inc., you agree to these terms and conditions. Please do not use the website and mobile applications if you do not agree with these terms and conditions. We may change these terms and conditions and the changes will be posted on this website.
Social Responsibility. You may not post objectionable or offensive content to the website or mobile applications, misuse of any information posted to a site, misuse passwords, or use legally protected systems and third-party content without proper authorization.
Disruption of Service. Access to the website or the mobile applications may be unavailable, delayed, limited or slowed due to, among other things:
- Hardware failure, including failures of computers, servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment
- Software failure, including bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content
- Overload of system capacities
- Damage caused by severe weather, earthquakes, wars, insurrection, riots, civil commotion, act of god, accident, fire, water damage, explosion, mechanical breakdown or natural disasters, interruption of power supplies or other utility of service, strike or other stoppage of labor, governmental or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention
Access to Accounts that are Not Yours. If you use Crediverso, Inc.’s website, mobile applications, or systems to access data related to any account(s) of which you are not the owner or authorized user as reflected in Crediverso, Inc.’s records and systems, you will indemnify, defend, and hold harmless Crediverso, Inc., and all of its officers, directors, employees, agents, successors, and assigns from any and all losses, liabilities, damages, and all related costs and expenses, arising from, relating to, or resulting (directly or indirectly) from such unauthorized access, including the cost and expenses of investigation and analysis, correction or restoration of any destroyed, lost or altered data, losses associated with a data breach of the system(s) of any person or entity with whom you provided or shared Crediverso, Inc. customer account data, notification to affected customers, offering and providing of credit monitoring, customers service, or other remediation services, and any related costs. Any exercise of Crediverso, Inc. ’s rights to indemnification shall be without prejudice to other rights and remedies in law or equity. You agree to this indemnity by accessing account data through Crediverso, Inc.’s website or systems, notwithstanding the terms of any agreement you have with a customer or an account owner stating otherwise.
Sanctioned Countries. You agree not to attempt to log on to the website or any mobile application from any country sanctioned by the Office of Foreign Assets Control (OFAC) of the U.S. Department of the Treasury (Treasury). See, Countries Under OFAC Sanctions from the Treasury website. We may block, restrict, or terminate your access to the website or the mobile applications if you attempt to log on to the website or mobile application from an OFAC sanctioned country.
Copyright Protections. The works of authorship contained in the Crediverso, Inc. website and mobile applications, including but not limited to all design, text, sound recordings and images, are owned, except as otherwise expressly stated, by Crediverso, Inc. Except as otherwise expressly stated herein, you may not copy, transmit, display, perform, distribute, license, alter, frame, store for subsequent use, or otherwise use in any manner such works of authorship without Crediverso, Inc.’s prior written consent, except to the extent permitted by the copyright act of 1976 (17 U.S.C. § 107), as amended, and then, only with notices of Crediverso, Inc.’s proprietary rights provided that you may download information and print out hard copies for your personal use, so long as you do not remove any copyright or other notice as may be contained in information, as downloaded.
Trademark Protections. Crediverso, Inc. is the marketing name for the retail financial services activities of Crediverso, Inc. in the United States. Crediverso, Inc. and the Crediverso, Inc. logos are property of Crediverso, Inc. Other featured words or symbols, used to identify the source of goods and services, may be the trademarks of their respective owners.
LIMITATION OF LIABILITY. THE WEBSITE AND MOBILE APPLICATIONS (INCLUDING ALL INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE AND MOBILE APPLICATIONS) ARE PROVIDED “AS IS” AND “AS AVAILABLE”. CREDIVERSO, INC. AND THIRD-PARTY DATA PROVIDERS ARE NOT PROVIDING ANY WARRANTIES AND REPRESENTATIONS REGARDING THE WEBSITE OR MOBILE APPLICATIONS AND DISCLAIM ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THE WEBSITE AND MOBILE APPLICATIONS, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR ANY PARTICULAR PURPOSE. FURTHER, CREDIVERSO, INC. WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THIS WEBSITE OR THE MOBILE APPLICATIONS, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEBSITE AND THE MOBILE APPLICATIONS AND THE USER’S BROWSER OR OTHER SITE ACCESSING PROGRAM. Crediverso, Inc. WILL NOT BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND CREDIVERSO, INC.’S CONTROL. CREDIVERSO, INC. AND THIRD-PARTY DATA PROVIDERS DO NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE AND MOBILE APPLICATIONS AND EXPRESSLY DISCLAIM LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION.
CREDIVERSO, INC. WILL NOT BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THIS WEBSITE AND THE MOBILE APPLICATIONS OR ANY PORTION THEREOF, REGARDLESS OF WHETHER CLIENT HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT, (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.