Rewards Rate

• Do you travel a lot? If so, you should think about a travel credit card.
• Travel credit cards help you avoid foreign transaction fees while away from home and reward you for every purchase.
• Bank of America rewards are redeemable for travel to Mexico, South America, and nearly anywhere else.

Rewards Rate

• $200 Bank of America credit card rewards bonus opportunity.
• 1%-3% Bank of America cash back rewards, including 2% on grocery store purchases.
• Verdict: The Bank of America Cash Rewards credit card is a good choice for earning up to 3% cash back on groceries or other purchases — as long as you don’t spend a lot.

Rewards Rate

• Everyone has to eat. The best way to do so for your health and your budget is usually cooking at home for yourself.
• Big families tend to spend a lot on groceries.
• That makes a grocery store cash back credit card a good choice.

Rewards Rate

• The American Express Gold card charges a hefty $250 annual fee. But its generous rewards and statement credits more than offset the yearly fee.
• The Gold card is an especially good value for cardholders with big families.
• This is a charge card, though. So, you’ll have to pay off most purchases in full.

Rewards Rate

• Often called the Black card, the American Express Centurion card is American Express’ ritziest credit card.
• Its benefits are mostly secret. American Express doesn’t even bother to advertise them.
• It costs $10,000 to get “initiated” and open the top-of-the-line credit card. Then you’ll have to pay a $5,000 annual fee to hold onto it.
• You can’t apply for the infamous Black card even if you have $15,000 sitting around. It’s by invitation-only.
• Its APR is steep for a card designed for the wealthy. You’ll be charged a 26.74% APR if you carry debt.

Rewards Rate

• You can potentially get huge bonuses on everyday spending in exchange for an annual fee.
• Two of American Express’ flagship rewards cards come in premium versions. The Blue Cash Preferred card and the EveryDay Preferred card charge a $95 annual fee in exchange for bigger bonuses.
• Upgrading to a Preferred card might be a smart choice if you’re a big spender. But if you’re on a tight budget, you’re probably better off with a card with no annual fee.

Rewards Rate

• Earn 2% unlimited cash back on eligible purchases when redeemed towards investing, saving, or paying down on eligible loan with SoFi
• When you make 12 on-time payments, we’ll lower your APR by 1%
• Earn up to $100 when you open and fund a SoFi Money and a SoFi Invest account after getting approved for the SoFi Credit Card (See Terms).