credit cards

Cash Back

With a cash back card, part of every dollar you spend comes back to your wallet. This means you can make money back every time you make a purchase. For example, if a card has a 5% cash back rate, you’ll earn $5.00 back for every $100.00 you spend. Start earning cash back now by finding the right cash back credit card.

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Discover it Cash Back Card
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card description

Rewards Rate

  • This Discover it Cash Back credit card has massive cash back rewards
  • This Discover it Cash Back card earns 5% in cash back rewards!
  • This Discover it Cash Back card rewards you when you shop at grocery stores, use rideshare services and dine at restaurants – the perfect card for dates!
  • You can spend cash back rewards on Amazon.com
  • This Discover it Cash Back card automatically matches your cash back earned after your first year
  • This Discover it credit card has no annual fee
Annual Fee

None

Foreign Transaction Fee

None

APR

11.99% to 22.99%, 0% for the first 14 months.

Penalty Fee

None

Balance Transfer Fees

5%

Citi Double Cash Card
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card description

Rewards Rate

  • Getting a bad credit card is like going on a bad date. That’s why you need to make sure you’re looking in the right places. Here’s where to look for the best cashback credit card with no annual fee.
  • When picking a credit card, one of the most important places to look is the ongoing cost. Cards with an annual fee charge you every year just to keep the card. If you are earning big rewards, the annual fee can be worth it. But for people looking to avoid an annual fee, there are several great cards to choose from.
Annual Fee

None

Foreign Transaction Fee

3%

APR

13.99% to 12.99%

Penalty Fee

Up to 29.99%, based on your creditworthiness.

Balance Transfer Fees

$5 or 3%, whichever is greater.

Capital One Savor Rewards Card
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card description

Rewards Rate

  • The Savor card offers some of the best rewards you can get for dining and entertainment.
  • If you like to dine out with your family or a big group of friends, you could earn a lot just by paying the tab. You’ll get 4% back at restaurants, cafes, fast-food restaurants, and even lounges and bars.
  • You also can earn a lot of cash when you take your family to the movie theater or an amusement park. Or you can get extra cash back when you go bowling, attend a sporting event, visit an aquarium or take your kids to the zoo. The Savor card offers 4% cash back on a variety of entertainment purchases.
Annual Fee

$95

Foreign Transaction Fee

None

APR

15.99% to 24.99%

Penalty Fee

None

Balance Transfer Fees

3%

Chase Freedom Unlimited Card
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card description

Rewards Rate

  • The best credit cards for cash back could have a bonus feature. Many include a period where you can combine balances from other cards. Top balance transfer offers give you a year or more to pay off old balances with no interest.
Annual Fee

None

Foreign Transaction Fee

3%

APR

14.99% to 23.74%, 0% for the first 15 months.

Penalty Fee

None

Balance Transfer Fees

3% or $5, whichever is greater.

Discover It Secured Card
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card description

Rewards Rate

  • If you just moved to the US, you probably don’t have a US credit history. Until you open up a credit card or other loan, you won’t have a credit report or credit score.
  • People who are new to credit might want a credit card to help build their credit. As a bonus, you can earn cashback rewards at the same time.
Annual Fee

None

Foreign Transaction Fee

None

APR

22.99% Variable

Penalty Fee

None

Balance Transfer Fees

3% intro balance transfer fee, up to 5% fee on future transfers

American Express Cash Magnet Card
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card description

Rewards Rate

  • Compared with other cash back cards, the Cash Magnet card isn’t very exciting. Its cash back rate is mediocre and its sign-up bonus is average.
  • But the Cash Magnet card does offer one benefit that could be popular with millennials. You can finance a big purchase with a simple fee-based installment plan.
  • Its APR is also lower than the rates charged by competitors. It ranges from 13.99% to 23.99%.
  • You’ll also get a 0% APR on purchases and balance transfers for the card’s first 15 months.
Annual Fee

None

Foreign Transaction Fee

None

APR

13.99% to 23.99%, 0% for the first 15 months

Penalty Fee

29.24%

Balance Transfer Fees

3% or $5, whichever is greater

Capital One QuicksilverOne Card
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card description

Rewards Rate

  • The Capital One QuicksilverOne card makes it possible to earn a lot of cash back, even if you have average credit.
  • Its 1.5% cash back rate is one of the best you’ll find on a card for people with lower credit scores.
  • But you’ll have to pay for access. The QuicksilverOne card charges a $39 annual fee.
Annual Fee

$39

Foreign Transaction Fee

None

APR

26.99%

Penalty Fee

None

Balance Transfer Fees

None

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