Business

credit cards

If you own a small business, you should start earning cash back now on purchases like office supplies, shipping, travel and advertising. The right business credit card will help you manage your spending, save money, and earn the maximum rewards. Run your business the smart way.

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American Express Corporate Green Card

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Rewards Rate

This iconic corporate card offers a handful of nice perks for employees on the road. For example, employees will get elite Hilton status. In addition, they’ll get access to special apps, such as an expense-tracking app and a travel app.
The Corporate Green card also offers a modest rewards program. But you have to pay an additional $90 annual fee to take advantage of it.
The Green card is the least expensive American Express corporate charge card. But its annual fee will soon climb from $55 to $75.

Annual Fee

Up to $75

Foreign Transaction Fee

2.5%

APR

N/A

Penalty Fee

None

Balance Transfer Fees

N/A

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Discover It Business Card

transfers: 12.99% to 20.99%. For cash advances: 24.99%","penaltyapr":"None","balancetrans":"5%","rewardsrate":"Unlimited 1.5% Cashback Bonus on all purchases. After the first 12 consecutive billing periods that your new account is open, Discover will match all of the cash back rewards you","applylink":"https:\/\/www.discovercard.com\/application\/applysbc?srcCde=GEBU&ICMPGN=ACQ_BUSINESS_APPLY_NOW_BTN","name_es":"Discover It Business Card","anualfee_es":"Ninguna","ftfee_es":"Ninguno","apr_es":"En compras: 0% APR durante los primeros 12 meses, luego de 12.99% a 20.99%. En transferencias de saldos: de 12.99% a 20.99%. Para adelantos en efectivo: 24.99%","penaltyapr_es":"Ninguna","balancetrans_es":"5%","rewardsrate_es":"El 1.5% ilimitado en abonos de devoluci\u00f3n de dinero en todas las compras. Despu\u00e9s de los primeros 12 meses de facturas seguidas durante la cu\u00e1l su cuenta este vigente, Discover le dar\u00e1 el equivalente a todos los abonos que haya ganado en su tarjeta de cr\u00e9dito y los aplicar\u00e1 a uno de los dos siguientes periodos de facturas.","applylink_es":"https:\/\/www.discovercard.com\/application\/applysbc?srcCde=GEBU&ICMPGN=ACQ_BUSINESS_APPLY_NOW_BTN","category":"Business","category_es":"Negocios","issuer":"Discover","moreinfo":"\/credit-cards\/business\/discover-it-business-card\/","embedtext":"","embedimage":"","resource_3_image":"","resource_3_link":"","resource_2_link_es":"","bullet_points":"<li>This Discover credit card offers 1.5% cash back on all purchases \u2014 unlimited and with no expiration date!<\/li>\r\n<li>Matches cash back you\u2019ve earned in your first year!<\/li>\r\n<li>Cash back can be redeemed for charitable donations, in the form of gift cards or e-certificates<\/li>\r\n<li>You also get FREE cards for employees.<\/li>\r\n<li>No annual fee<\/li>\r\n<li>With this Discover business card, it\u2019s easy to download transactions to QuickBooks or Excel<\/li>\r\n","bullet_points_es":"<li>Esta tarjeta de cr\u00e9dito Discover ofrece 1.5% de reembolsos en efectivo en todas las compras \u2013 ilimitadas y sin fecha de vencimiento<\/li>\r\n<li>Empareja todos los reembolsos en efectivo que obtuvo en su primer a\u00f1o<\/li>\r\n<li>Los reembolsos en efectivo pueden ser cambiados por donaciones caritativas, en forma de tarjetas de regalo o certificados electr\u00f3nicos.<\/li>\r\n<li>Tarjetas gratis para empleados.<\/li>\r\n<li>Sin cargo anual<\/li>\r\n<li>Con esta tarjeta empresarial Discover, es f\u00e1cil descargar las transacciones a QuickBooks o Excel<\/li>\r\n","author":"","author_es":"","publish_date":"","benefit_01":"None","benefit_01_es":"None","benefit_02":"None","benefit_02_es":"None","benefit_03":"For purchases: 0% APR for the first 12 months, then 12.99% to 20.99%. For balance transfers: 12.99% to 20.99%. For cash advances: 24.99%","benefit_03_es":"En compras: 0% APR durante los primeros 12 meses, luego de 12.99% a 20.99%. En transferencias de saldos: de 12.99% a 20.99%. Para adelantos en efectivo: 24.99%","benefit_04":"None","benefit_04_es":"None","benefit_05":"5%","benefit_05_es":"5%","section_2_title":"","section_2_title_es":"","section_2_subtitle":"Unlimited dollar-for-dollar match on your cash back.","section_2_subtitle_es":"Cotejo ilimitado d\u00f3lar por d\u00f3lar en su devoluci\u00f3n de efectivo.","section_2_bullet_points":"<li>Discover It Business Card: Unlimited 1.5% Cashback Bonus on all purchases<\/li>\r\n<li>After the first 12 consecutive billing periods that your new account is open, Discover will match all of the cash back rewards you\u2019ve earned on your credit card and apply them to your account in the following one or two billing periods<\/li>\r\n","section_2_bullet_points_es":"<li>Discover It Business Card: El 1.5% ilimitado en abonos de devoluci\u00f3n de dinero en todas las compras<\/li>\r\n<li>Despu\u00e9s de los primeros 12 meses de facturas seguidas durante la cu\u00e1l su cuenta este vigente, Discover le dar\u00e1 el equivalente a todos los abonos que haya ganado en su tarjeta de cr\u00e9dito y los aplicar\u00e1 a uno de los dos siguientes periodos de facturas<\/li>\r\n","section_2_box_1":"No hassle, no fees.","section_2_box_1_es":"Cero molestias, nada de tarifas.","section_2_box_2":"Free cards for employees.","section_2_box_2_es":"Tarjeta gratis para empleados.","section_3_title":"","section_3_title_es":"","section_3_subtitle":"Unlimited points potential.","section_3_subtitle_es":"Potencial ilimitado de puntos.","section_3_content":"When you start a business, you might spend more than expected. In turn, you might need more money. That\u2019s where the Discover It Business Card comes in handy.<\/p>You earn 1.5% cash back on all purchases. There\u2019s no limit as to how much you can earn. On top of that, there\u2019s an unlimited dollar-for-dollar match on the cash back you earn after the first year. Earning $500 cash back could mean $1,000 cash back after this match.<\/p>The Discover It Business Card also provides free cards for employees. Plus, it\u2019s easy to upload your business transactions to QuickBooks and Excel. As for Discover card benefits, that\u2019s pretty much where they end; there are minimal perks with this card. However, unlike some other business cards with attractive benefits, there is no annual fee.<\/p>","section_3_content_es":"Cuando empiezas un negocio, puedes gastar m\u00e1s de lo esperado. A su vez, puede que necesites m\u00e1s dinero. Aqu\u00ed es donde la tarjeta Discover it Business es \u00fatil. <\/p>Obtienes un 1.5% de reembolsos en efectivo en todas las compras. No hay l\u00edmite sobre la cantidad de dinero que puedes obtener. Adem\u00e1s de eso, hay emparejo sin l\u00edmite de d\u00f3lar por d\u00f3lar en el reembolso en efectivo que obtienes despu\u00e9s del primer a\u00f1o. Obtener $500 en reembolsos en efectivo podr\u00eda significar $1,000 en reembolsos en efectivo despu\u00e9s de emparejar. <\/p>La tarjeta Discover it Business tambi\u00e9n brinda tarjetas gratuitas para empleados. Adem\u00e1s, es f\u00e1cil cargar tus transacciones comerciales a QuickBooks y Excel. En cuanto a los beneficios de la tarjeta Discover, b\u00e1sicamente aqu\u00ed es d\u00f3nde se acaban; hay ventajas m\u00ednimas con esta tarjeta. Sin embargo, a diferencia de otras tarjetas empresarial con beneficios atractivos, no tiene un cargo anual.<\/p>","section_3_image":"","resources_title":"","resources_title_es":"","resource_1_title":"","resource_1_title_es":"","resource_1_image":"","resource_1_link":"","resource_1_link_es":"","resource_2_title":"","resource_2_title_es":"","resource_2_image":"","resource_2_link":"","resource_3_title":"","resource_3_title_es":"","resource_3_link_es":"","date":null,"personal_business":"personal","student":"0","balance_transfer":"0","secured":"0","rewards_type":"cashback","travel_benefit":"0","dining_ent_benefit":"0","groceries_gas_Benefit":"0","all_benefit":"0","apr_intro":"0","apr_value":"med","additional_perks":"1","credit_score_requirement":"good","credit_score_requirement2":"","annual_fee_subyears":"0","fx_fee":"0.00","active":"1","button_id":null,"web_spn":"No","app_spn":"No","cs_spn":"No","app_itin":"No"}'>

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Rewards Rate

This Discover credit card offers 1.5% cash back on all purchases — unlimited and with no expiration date!
Matches cash back you’ve earned in your first year!
Cash back can be redeemed for charitable donations, in the form of gift cards or e-certificates
You also get FREE cards for employees.
No annual fee
With this Discover business card, it’s easy to download transactions to QuickBooks or Excel

Annual Fee

None

Foreign Transaction Fee

None

APR

For purchases: 0% APR for the first 12 months, then 12.99% to 20.99%. For balance transfers: 12.99% to 20.99%. For cash advances: 24.99%

Penalty Fee

None

Balance Transfer Fees

5%

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Southwest Rapid Rewards Performance Business Card

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Rewards Rate

1 to 3 points per $1 spent.
100,000 bonus points opportunity.
Verdict: The Rapid Rewards Performance Business Card offers generous bonuses and a good rewards structure for those who frequently fly Southwest

Annual Fee

$199

Foreign Transaction Fee

None

APR

15.99% to 22.99%

Penalty Fee

Up to 29.99%

Balance Transfer Fees

5% or $5, whichever is greater.

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Bank of America Business Advantage Cash Rewards Mastercard

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Rewards Rate

1% to 3% cash-back rewards.
$300 statement credit opportunity.
Verdict: The Bank of America Business Advantage Cash Rewards Mastercard credit card allows users to earn up to 3% cash back — but not for paying rent.

Annual Fee

None

Foreign Transaction Fee

3%

APR

12.24% to 22.24%, 0% for the first 9 months

Penalty Fee

None

Balance Transfer Fees

4% or $10, whichever is greater

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Costco Anywhere Visa®Business Card by Citi

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Rewards Rate

If you work between the U.S. and Mexico, you might have a different set of credit cards that you use in each country. Splitting time between both countries means you don’t get to take full advantage of the card benefits you receive.
But the Costco Anywhere Visa Card by Citi allows you to COLLECT REWARDS in BOTH the U.S. AND MEXICO. You’ll enjoy the full benefits of the Costco credit card no matter where you are. Here’s how.

Annual Fee

No annual fee for this credit card with your paid Costco Membership

Foreign Transaction Fee

None

APR

16.24%

Penalty Fee

Up to 29.99%, based on your creditworthiness

Balance Transfer Fees

Either $10 or 5% of the amount of each cash advance, whichever is greater.

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Capital One Spark Cash Select card

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Rewards Rate

The Capital One Spark Cash Select card makes it easy to earn cash back on startup costs. But unlike many business cards, you won’t have to pay an annual fee to earn a good return.
You’ll get a reliable 1.5% cash back on every purchase. That can add up quickly when you’re just starting a business and have a lot of one-time expenses.
Unlike many business cards, this Capital One Spark Business card offers a 0% APR on new purchases. You’ll get nine months to carry a balance interest-free.

Annual Fee

None

Foreign Transaction Fee

None

APR

13.99% to 23.99%, 0% for the first 9 months.

Penalty Fee

29.49%

Balance Transfer Fees

None

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Business

American Express Corporate Green Card

Annual Fee

Foreign Transaction Fee

APR

Penalty Fee

Balance Transfer Fees

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Discover It Business Card

Annual Fee

Foreign Transaction Fee

APR

Penalty Fee

Balance Transfer Fees

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Southwest Rapid Rewards Performance Business Card

Annual Fee

Foreign Transaction Fee

APR

Penalty Fee

Balance Transfer Fees

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Bank of America Business Advantage Cash Rewards Mastercard

Annual Fee

Foreign Transaction Fee

APR

Penalty Fee

Balance Transfer Fees

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Costco Anywhere Visa®Business Card by Citi

Annual Fee

Foreign Transaction Fee

APR

Penalty Fee

Balance Transfer Fees

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Capital One Spark Cash Select card

Annual Fee

Foreign Transaction Fee

APR

Penalty Fee

Balance Transfer Fees

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