Rewards Rate

• If you are new to credit in the US, you might want to know how to get your first credit card.
• The best Bank of America credit card for people new to credit is the BankAmericard Secured Credit Card.
• This card is DESIGNED FOR PEOPLE WITH BAD CREDIT OR NO CREDIT. It is ideal for establishing credit or fixing past mistakes.

Rewards Rate

• The cost of credit can be super high when you have bad credit. Many cards charge high fees and interest rates. You don’t want that.

Rewards Rate

• The cost of credit can be super high when you have bad credit. Many cards charge high fees and interest rates. You don’t want that.

Rewards Rate

• 3% cash rewards on certain purchases.
• 1% cash rewards on all other purchases.
• Verdict: The Wells Fargo Cash Back College Card is a solid option for students with limited credit history to build credit. But many of the card’s best features don’t last.

Rewards Rate

• Maybe you have made a few late payments.
• Or, you lost your job and could not pay your bills.
• Do not worry: you can get a credit card even with bad credit.

Rewards Rate

• This basic no-annual-fee credit card isn’t fancy. But if your credit is average, it’s a good tool for improving your credit score.
• You’ll get an automatic credit limit increase after just five on-time payments.
• You’ll also get access to basic benefits, such as car rental insurance and extended warranties.

Rewards Rate

• Unlike most secured cards, the Capital One Secured credit card doesn’t require a huge security deposit.
• You can get a no-annual-fee card with a $200 credit limit with as little as $49 down. That’s the same amount that some secured cards charge in annual fees. For a bigger credit limit, you can put $99 or $200 down.
• Capital One also promises to increase your credit limit if you pay on time five months in a row after opening your secured card.

Rewards Rate

• This secured card is a good alternative to traditional credit cards because it does not require a credit check, and there is no minimum credit score to get approved.
• It is much easier to get approved for this card than other secured cards.

Rewards Rate

• The Capital One Quicksilver card is a good low-maintenance credit card.
• You’ll get the same 1.5% cash back on every purchase. That way, you don’t need to worry about tracking different bonus categories.
• Unlike more complicated cards, you’ll get a bonus on miscellaneous purchases, too. You can get extra cash back on things that don’t usually earn a lot of rewards. Most cards, for example, only award bonuses on things like travel, gas or groceries.
• With the Quicksilver card, you can get an extra half-point discount on your monthly phone bill, toys for your kids and other everyday expenses. With the Quicksilver credit card, you could cut as $10 or more from your monthly budget.

Rewards Rate

• All credit types welcome to apply
• Monthly reporting to the three major credit bureaus – this can help you build your credit score.
• Initial Credit Limit of $400.00* (Subject to available credit).
• Fast and easy application process; results in seconds.
• Use your card at locations everywhere Mastercard® is accepted.
• Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements) – this way you get a free credit score check.
• Checking Account Required.

Rewards Rate

• Our opinion is that it falls right in the middle of the group.
• There are some good things, there are some bad things, and we are here to explain everything.

Rewards Rate

• The Indigo® Mastercard® is a secured card, and is designed for people with bad credit.
• It has high fees and won’t let you charge very much, but a big benefit with this card is that you can apply for pre-qualification without hurting your credit score.