CREDIT CARDS

Choose a credit card that helps you earn

Travel More, Earn More.

Whether you are traveling to visit family or to discover the world, the right credit card will let you earn points without having to pay a foreign transaction fee. A good travel card will help you earn rewards and upgrades at airlines, hotels, and rental cars. You might even get access to travel perks like airport lounges!

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Groceries & Gas

You’re already spending money every month on groceries and gas – make sure you’re earning free cash when you do it! Earn up to 6% cash back on all your grocery shopping. Find a credit card that will give you the most for your dollar. Shop the smart way.

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Balances Transfer

Are you paying a high interest rate on your credit card debt? A balance transfer card lets you save money by transferring your outstanding credit card debt to a balance transfer card with a 0% intro interest rate. Sometimes, you can even transfer the outstanding balance of your personal loan or auto loan to a balance transfer card.

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Business

If you own a small business, you should start earning cash back now on purchases like office supplies, shipping, travel and advertising. The right business credit card will help you manage your spending, save money, and earn the maximum rewards. Run your business the smart way.

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Rewards

So many cards, so many rewards. The right rewards credit card will earn you points, cash back, or airline miles. This can mean free travel and extra money in your wallet. Find a cash-back credit card that will save you money and earn you rewards on all your purchases. Collect the most rewards that you will find the most useful.

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Bad Credit

Do you have bad credit or no credit? You can still qualify for a credit card that will help you rebuild and improve your credit score. Let us help you save money and build your credit the smart way.

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Cash Back

With a cash back card, part of every dollar you spend comes back to your wallet. This means you can make money back every time you make a purchase. For example, if a card has a 5% cash back rate, you’ll earn $5.00 back for every $100.00 you spend. Start earning cash back now by finding the right cash back credit card.

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Student

Smart educational and financial planning can put you on top. The right student card can earn you cash back during college and help build your credit score, all without charging an annual fee. Choose the credit card that fits your student needs.

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Crediverso is here to help you with all your financial decisions.

Choosing the right credit card, checking your credit score, and finding a loan shouldn’t be overwhelming. Crediverso makes the process of comparing credit cards, credit checks and loans easier for you to choose what best fits your lifestyle. We provide you with all the information you need to make smart financial decisions.

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American Express Platinum Card
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card description

Rewards Rate

  • The Platinum card is expensive. But if you can afford the $550 annual fee, you’ll be rewarded with big time luxury travel benefits and money-saving perks.
  • You can also get a ton of travel points if you fly a lot or frequently stay in hotels.
  • But this isn’t a good pick if you prefer to drive. Most of the card’s travel benefits are for frequent fliers.
  • This is a charge card, so they’re going to expect you to pay your balance in full.
Annual Fee

$550

Foreign Transaction Fee

None

APR

15.99% to 22.99%

Penalty Fee

29.24%

Balance Transfer Fees

N/A

Bank of America Travel Rewards Card
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card description

Rewards Rate

  • The Bank of America Travel Rewards credit card is the BEST KEPT SECRET among travel rewards credit cards.
  • It is the best Bank of America credit card for travel rewards with no annual fee.
  • This Bank of America travel rewards card gives you an unlimited 1.5x points per dollar on every dollar you spend.
Annual Fee

None

Foreign Transaction Fee

None

APR

14.99% to 22.99%, 0% for the first 12 months.

Penalty Fee

29.99%

Balance Transfer Fees

3% or $10, whichever is greater

Delta SkyMiles Gold American Express Card
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card description

Rewards Rate

  • You can earn and use miles on Delta flights AND AeroMexico flights, since they are partners.
  • Unlike many airline cards, Delta AmEx cards offer bonus points on everyday purchases.
  • The SkyMiles Platinum card offers the best combination of travel rewards and points on routine purchases. But the Gold SkyMiles card is best for travelers on a budget.
  • APRs are high, ranging from 15.74% to 24.74%.
Annual Fee

$0 intro annual fee for the first year, then $99.

Foreign Transaction Fee

None

APR

15.74% to 24.74%

Penalty Fee

29.24%

Balance Transfer Fees

3% or $5, whichever is greater

American Express Blue Cash Card
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card description

Rewards Rate

  • If you’re looking for a no annual fee card to use for groceries, the Blue Cash card is a no-brainer.
  • It offers one of the highest ongoing grocery bonuses you can get on a cash back card.
  • There’s a cap on the amount of bonus cash you can earn, though. So, you might need to pair this with another grocery card.
  • The Blue Cash card’s APR is low compared with other everyday rewards cards. You’ll be charged anywhere from 14.49% to 25.49%.
Annual Fee

$0

Foreign Transaction Fee

2.7%

APR

13.99% to 23.99%

Penalty Fee

29.99%

Balance Transfer Fees

3% or $5, whichever is greater

American Express Blue Cash Preferred Card
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card description

Rewards Rate

  • Everyone has to eat. The best way to do so for your health and your budget is usually cooking at home for yourself.
  • Big families tend to spend a lot on groceries.
  • That makes a grocery store cash back credit card a good choice.
Annual Fee

$95

Foreign Transaction Fee

2.7%

APR

13.99 to 23.99%, 0% for the first 12 months

Penalty Fee

29.24%

Balance Transfer Fees

3% or $5, whichever is greater

Costco Anywhere Visa Card by Citi
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card description

Rewards Rate

  • Everyone has to eat. The best way to do so for your health and your budget is usually cooking at home for yourself.
  • Big families tend to spend a lot on groceries.
  • That makes a grocery store cash back credit card a good choice.
Annual Fee

None

Foreign Transaction Fee

None

APR

15.24% variable

Penalty Fee

Up to 29.99%

Balance Transfer Fees

$5 or 3%, whichever is greater

American Express Everyday Card
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card description

Rewards Rate

  • Unlike most balance transfer cards, the AmEx EveryDay card doesn’t charge a balance transfer fee. Ever.
  • Its balance transfer period isn’t the longest interest-free period on the market. But it’s still a solid promotion. You’ll get 15 months to carry an old balance for free.
  • AmEx won’t charge interest on new purchases for the card’s first 15 months either.
  • The won’t charge interest on new purchases for the card’s first 15 months either. Its standard APR starts at 12.99% and maxes out at 23.99%.
Annual Fee

None

Foreign Transaction Fee

2.7%

APR

12.99% to 23.99%, 0% for 15 months

Penalty Fee

29.24%

Balance Transfer Fees

None

Discover it Balance Transfer Card
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card description

Rewards Rate

  • No annual fee!.
  • The Discover It balance transfer offers 0% APR for 18 months – that’s huge.
  • This Discover It card offers 0% APR on purchases for the first six months.
  • You can earn 5% by spending on categories that change each quarter, up to $1,500.
  • Balance transfer fee is 3% intro rate, then switches to 5%.
Annual Fee

$0

Foreign Transaction Fee

None

APR

0% for six months on purchases and 18 months on balance transfers, then 13.49% to 24.49% variable after that

Penalty Fee

None

Balance Transfer Fees

Intro 3% of the transfer amount, then 5% on future transfers.

American Express Corporate Green Card
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card description

Rewards Rate

  • This iconic corporate card offers a handful of nice perks for employees on the road. For example, employees will get elite Hilton status. In addition, they’ll get access to special apps, such as an expense-tracking app and a travel app.
  • The Corporate Green card also offers a modest rewards program. But you have to pay an additional $90 annual fee to take advantage of it.
  • The Green card is the least expensive American Express corporate charge card. But its annual fee will soon climb from $55 to $75.
Annual Fee

Up to $75

Foreign Transaction Fee

2.5%

APR

N/A

Penalty Fee

None

Balance Transfer Fees

N/A

Discover It Business Card
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card description

Rewards Rate

  • This Discover credit card offers 1.5% cash back on all purchases — unlimited and with no expiration date!
  • Matches cash back you’ve earned in your first year!
  • Cash back can be redeemed for charitable donations, in the form of gift cards or e-certificates
  • You also get FREE cards for employees.
  • No annual fee
  • With this Discover business card, it’s easy to download transactions to QuickBooks or Excel
Annual Fee

None

Foreign Transaction Fee

None

APR

For purchases: 0% APR for the first 12 months, then 12.99% to 20.99%. For balance transfers: 12.99% to 20.99%. For cash advances: 24.99%

Penalty Fee

None

Balance Transfer Fees

5%

Southwest Rapid Rewards Performance Business Card
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card description

Rewards Rate

  • 1 to 3 points per $1 spent.
  • 100,000 bonus points opportunity.
  • Verdict: The Rapid Rewards Performance Business Card offers generous bonuses and a good rewards structure for those who frequently fly Southwest
Annual Fee

$199

Foreign Transaction Fee

None

APR

15.99% to 22.99%

Penalty Fee

Up to 29.99%

Balance Transfer Fees

5% or $5, whichever is greater.

Bank of America Premium Rewards Card
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card description

Rewards Rate

  • Do you travel a lot? If so, you should think about a travel credit card.
  • Travel credit cards help you avoid foreign transaction fees while away from home and reward you for every purchase.
  • Bank of America rewards are redeemable for travel to Mexico, South America, and nearly anywhere else.
Annual Fee

$95

Foreign Transaction Fee

None

APR

15.99% to 22.99%

Penalty Fee

29.99%

Balance Transfer Fees

3% or $10, whichever is greater.

Bank of America Cash Rewards Card
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card description

Rewards Rate

  • $200 Bank of America credit card rewards bonus opportunity.
  • 1%-3% Bank of America cash back rewards, including 2% on grocery store purchases.
  • Verdict: The Bank of America Cash Rewards credit card is a good choice for earning up to 3% cash back on groceries or other purchases — as long as you don’t spend a lot.
Annual Fee

None

Foreign Transaction Fee

3%

APR

13.99% to 23.99%, 0% for the first 12 months

Penalty Fee

29.99%

Balance Transfer Fees

3% or $10, whichever is greater.

Capital One Savor Card
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card description

Rewards Rate

  • Everyone has to eat. The best way to do so for your health and your budget is usually cooking at home for yourself.
  • Big families tend to spend a lot on groceries.
  • That makes a grocery store cash back credit card a good choice.
Annual Fee

$95; $0 for the first year

Foreign Transaction Fee

None

APR

15.99%, 21.49% or 25.99%

Penalty Fee

None

Balance Transfer Fees

3% of the amount you transfer if you’re offered a promotional rate; no balance transfer fee if you aren’t offered a promotion.

BankAmericard Secured Card
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card description

Rewards Rate

  • If you are new to credit in the US, you might want to know how to get your first credit card.
  • The best Bank of America credit card for people new to credit is the BankAmericard Secured Credit Card.
  • This card is DESIGNED FOR PEOPLE WITH BAD CREDIT OR NO CREDIT. It is ideal for establishing credit or fixing past mistakes.
Annual Fee

None

Foreign Transaction Fee

3%

APR

22.99%

Penalty Fee

None

Balance Transfer Fees

3% or $10, whichever is greater.

DCU Visa Platinum Secured Credit Card
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card description

Rewards Rate

  • The cost of credit can be super high when you have bad credit. Many cards charge high fees and interest rates. You don’t want that.
Annual Fee

None

Foreign Transaction Fee

N/A

APR

11.5% variable

Penalty Fee

Up to 18%

Balance Transfer Fees

None

Credit One Bank Visa Credit Card
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card description

Rewards Rate

  • The cost of credit can be super high when you have bad credit. Many cards charge high fees and interest rates. You don’t want that.
Annual Fee

$0-$95 for first year then $0-$99

Foreign Transaction Fee

$1 or 3%, whichever is greater

APR

17.99% to 23.99%

Penalty Fee

None listed

Balance Transfer Fees

None listed

Discover it Cash Back Card
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card description

Rewards Rate

  • This Discover it Cash Back credit card has massive cash back rewards
  • This Discover it Cash Back card earns 5% in cash back rewards!
  • This Discover it Cash Back card rewards you when you shop at grocery stores, use rideshare services and dine at restaurants – the perfect card for dates!
  • You can spend cash back rewards on Amazon.com
  • This Discover it Cash Back card automatically matches your cash back earned after your first year
  • This Discover it credit card has no annual fee
Annual Fee

None

Foreign Transaction Fee

None

APR

11.99% to 22.99%, 0% for the first 14 months.

Penalty Fee

None

Balance Transfer Fees

5%

Citi Double Cash Card
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card description

Rewards Rate

  • Getting a bad credit card is like going on a bad date. That’s why you need to make sure you’re looking in the right places. Here’s where to look for the best cashback credit card with no annual fee.
  • When picking a credit card, one of the most important places to look is the ongoing cost. Cards with an annual fee charge you every year just to keep the card. If you are earning big rewards, the annual fee can be worth it. But for people looking to avoid an annual fee, there are several great cards to choose from.
Annual Fee

None

Foreign Transaction Fee

3%

APR

13.99% to 12.99%

Penalty Fee

Up to 29.99%, based on your creditworthiness.

Balance Transfer Fees

$5 or 3%, whichever is greater.

Capital One Savor Rewards Card
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card description

Rewards Rate

  • The Savor card offers some of the best rewards you can get for dining and entertainment.
  • If you like to dine out with your family or a big group of friends, you could earn a lot just by paying the tab. You’ll get 4% back at restaurants, cafes, fast-food restaurants, and even lounges and bars.
  • You also can earn a lot of cash when you take your family to the movie theater or an amusement park. Or you can get extra cash back when you go bowling, attend a sporting event, visit an aquarium or take your kids to the zoo. The Savor card offers 4% cash back on a variety of entertainment purchases.
Annual Fee

$95

Foreign Transaction Fee

None

APR

15.99% to 24.99%

Penalty Fee

None

Balance Transfer Fees

3%

Discover It Student Cash Back Card
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card description

Rewards Rate

    • 2% cash back on gas and restaurants
    • 1% unlimited cash back on all other purchases
    • Good grade statement credits
    • Cashback Match at end of first year
    • Verdict: The Discover It Student Cash Back card has higher rewards for everyday purchases and special statement credits that make it one of the best credit cards for students.
Annual Fee

None

Foreign Transaction Fee

None

APR

12.99% - 21.99%, 0% for the first 6 months.

Penalty Fee

None

Balance Transfer Fees

5%

Deserve EDU
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card description

Rewards Rate

  • This card is designed with immigrants and international students in mind.
  • With the Deserve EDU card, you can earn 1% back on all purchases.
  • There is no annual fee and it has no foreign transaction fee.
Annual Fee

None

Foreign Transaction Fee

None

APR

18.74% variable

Penalty Fee

None

Balance Transfer Fees

N/A

Chase Freedom Student Card
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card description

Rewards Rate

  • 1% cash back on all purchases.
  • $50 bonus offer.
  • $20 good-standing rewards.
  • Verdict: Although the Chase Freedom Student credit card only has a flat cash-back rate of 1%, it does offer a bonus and an annual reward that may make it worth having.
Annual Fee

None

Foreign Transaction Fee

3%

APR

14.99%

Penalty Fee

N/A

Balance Transfer Fees

5% or $5, whichever is greater.