There are some expenses that are just necessary, gas and grocery expenses being some of them.
So, if you have to spend money on them whether you like it or not, why not save some money where you can?
To help with this, you can apply for a card that rewards you when you are spending money on gas and groceries. There are a handful of different options, but the rewards are valuable and beneficial.
Best cards for gas and groceries
- If you are looking for cashback rewards
- Discover it Cash Back
|APR||12.24% – 23.24%|
|Rewards||1% – 5% cashback|
With this card, you will obtain an Unlimited Cashback Match during the first year. This means, for example, if you get $100 in cashback, you will turn it into $200.
There is no minimum or maximum spending, so it’s recommended to make the most out of that intro offer.
You can also earn up to 5% in cashback on everyday purchases, including groceries and gas.
You will also get 1% cashback on every other purchase and you can redeem your rewards on Amazon.
- If you want rewards for groceries and gas
- Blue Cash Preferred Card from American Express
|APR||14.24% – 24.24%|
|Rewards||1% – 6% cashback|
This credit card includes a lot of rewards for you. There is no annual fee during the first year, then it is set at $95.
The same goes for your APR, since you will get an introductory APR of 0% during the first year. The variable rate will depend on different factors, such as your credit score.
As an intro offer, you will get a $300 statement credit as well. This comes after spending $3,000 during the first 6 months.
Cashback rewards are the main attraction for this credit card. Earn 6% at supermarkets on up to $6,000 spent in purchases.
You can also get 6% on streaming subscriptions, 3% on gas stations, and 1% on other purchases you make.
- Costco shoppers looking for gas and restaurant rewards
- Costco Anywhere Visa Card by Citi
The annual fee for this card is free as long as you have paid your annual membership at Costco.
For the first $7,000 you spend each year, you will get 4% on eligible gas purchases and 1% for the rest of the year.
Every time you purchase something at Costco, you will get 2% in cashback. You will also get 1% on every other purchase.
To redeem your rewards, you will receive a certificate each year, which you can then redeem in cash or merchandise at Costco.
Getting a Credit Card
To apply for a credit card you will need to provide some personal information, which can be found in this blog article.
Remember, credit cards are not only a good way to obtain rewards, they are also a great way to build credit.
Take a look at this blog article to find a few useful methods to build credit with a credit card. Some of them are easier than you think!