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Best first credit cards to get

2 minutes minutes read

Getting your first credit card can be either an exciting task or the most stressful journey. When you look at all the options out there, it’s understandable this is where you might need some help. In this article we will be talking about some credit cards you might want to take a look at if it is your first credit card.

Capital One QuicksilverOne Cash Rewards Credit Card

This credit card is made for people with limited credit history. The credit card has an annual fee of $39, with a variable 26.99% APR. This credit card is mainly for credit building purposes, and it gives you the opportunity to be automatically considered for a higher credit line in 6 months. The credit card has unlimited 1.5% cashback with no limit or expiration date, so, as long as you have the credit card, you will be earning cashback on every purchase you make. You will also be able to use the mobile app (CreditWise) for free.

Discover it Student Chrome

If you are a student and have limited credit history, this credit card might be for you. The annual fee is $0 and you will be getting some good bonus features. The regular variable APR is set from 12.99% to 21.99%, but you will get a purchase intro 0% APR for the first 6 months, as well as a transfer intro 10.99% APR for the first 6 months. You will earn 2% cashback at gas stations and restaurants on up to $1,000 per quarter and 1% for every other purchase. You will also get Unlimited Cashback Match as an intro offer for the whole first year, where there is no minimum or maximum spending.

Here’s also what you need in order to apply for a credit card. Just remember to always use your credit cards responsibly to improve your credit score and have good credit history.

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Arturo Mendez

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