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How do you apply for a debit card online?

1 minute read

Carrying cash with you is becoming less and less common. Cash can sometimes be a dangerous way to carry your money.

Debit cards have been a tool where people migrate their money to a safer place, and sometimes even get rewards with their debit cards.

What is a debit card?

Debit cards are a payment method that uses money directly from your checking account. 

There are also prepaid debit cards, which can be an alternative to a regular debit card. 

With the latter option, you need to deposit money in order to be able to use it. If you do not want to get money deducted directly from your checking account, this can be the card for you.

Debit cards come with some perks, such as free withdrawals with affiliate ATMs or eliminating the need of using cash.

How debit cards work is pretty simple. You either use the money in your checking account or deposit money to the account. 

Then, you use it to pay or withdraw money if you need cash. Unlike credit cards, you will only spend as much as the account has available.

Applying for a debit card online

Nowadays, it is not necessary to physically go to a financial institution in order to apply for a financial product.

Debit cards are not the exception. There are some financial institutions that allow you to apply through their website, and it is becoming more common among traditional banks.

To apply for a debit card online follow these steps:

  1. Go to the financial institution’s website
  2. Choose the debit card you would like to apply for
  3. Submit the information required (the information may vary from one bank to another)
  4. Wait up to 3 days to get your debit card

After you finish the application process, you will receive your debit card along with confidential information, which you will need to be able to use the card.

Be careful with this information. Do not lose it, and do not share it with anyone.

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Arturo Mendez

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